Buying your first home is an exciting time – but it can also be complicated – our job is to make it easy for you. We offer a range of home loan products to suit your needs.
Entering the property market is a major financial milestone. With complex contracts, paperwork full of jargon, and various inspections to navigate, the process can feel overwhelming. Our goal is to guide you through each stage clearly and simply.
Just like every home on your wishlist is unique, so are home loans. We’ll break down the details, working with more than 60 banks and lenders to help find the loan that fits your needs as a first-time homebuyer.
Contact us and tell us more about your plans and your goals.
It all starts with taking about one minute to answer a few simple questions. When you’re done, we’ll meet to talk about your goals, opportunities and next steps, in person or online.
We’ll help you understand your options and get you pre-approved.
Once we know what you need, we’ll research 60 banks and lenders to provide you with loan recommendations suited to your needs.
We’ll do the paperwork and package, sign and lodge your documents.
Found your lender. We’ll do the paperwork and package, sign and lodge your documents to get you primed and ready for pre-approval.
We’ll let you know your borrowing power and get you pre-approved.
If your pre-approval gets the tick, your borrowing power will be revealed. This amount is valid for three months and gives you a clear idea of what you can spend. Let the house hunting begin!
We’ll keep an eye on your application.
We’ll keep an eye on your application to ensure it all runs smoothly. We’ll be in touch with your lender to make sure everything is on track.
We’ll keep track of your application to ensure it all runs smoothly.
After all the ups and downs of the home buying hunt, you’ve found a home and made an offer. While you pop the champagne, we’ll keep track of your application to ensure it all runs smoothly.
Get excited, it’s time for settlement.
Get excited, it’s time for settlement. Sit back and enjoy the moment, we’ll let you know when everything is finalised and your lender has released the funds.
Our engagement doesn’t end at settlement. We’ll be here to help you .
Our engagement doesn’t end at settlement. We’ll be here to help you with any questions you have, and to provide ongoing support and advice for your next investment or business.
Our customers love the experience with us.
Here’s what they have to say.
We have a team of skilled Morgage Brokers in the industry.
Working to get you the great deal and make your goals a reality.
As the name suggests, the interest rate can change over the life of the loan. This gives you flexibility, but can also leave you open to rate rises. These loans offer more flexible features like unlimited additional repayments, redraw, and offset accounts.
Basically, this is the opposite of a variable rate loan. Your interest rate and repayments will stay the same during the fixed term, no matter what. So no surprises.
You’re able to fix part of your loan, while leaving the rest variable.
Professional packages offer discounts on standard variable and fixed rates, the waiving of fees, and in some cases, great deals on other products from the same lender. A packaged loan usually comes with one annual fee for the bundled products.
Also known as ‘honeymoon’ loans, these offer a low interest rate for a short period (e.g., a year), after which the rate moves to the standard variable rate.
As the name suggests, you only pay the interest on the principal balance for a set term, with the principal balance unchanged.
A guarantor uses the equity they’ve built up in an existing property to help you purchase your property sooner. Guarantors could be your parents, parent-in-law, or a step-parent or grandparents.
Check out our range of financial calculators below. Please contact us for more information and discuss your options tailored to your personal circumstances.
Click here to use online loan calculator to find out how much you can borrow.
Calculate your monthly loan repayments to see how much you need to plan for.
Calculate how much stamp duty you will need to pay on your property purchase.
Calculate how much you could save on your home loan by using an offset account.
Compare different home loans to find the right one for you.
Calculate how much you could save on your home loan by making extra repayments every month.
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