Investment loans are structured in a specific way to allow you to make the most of your investment opportunities. We can tailor a solution that works for you.
Investment strategies may sound complex, but they are essentially about deciding how you want to grow your wealth. At their core, these strategies guide how, where, and when you invest your money to achieve your financial goals. Whether you’re aiming for short-term gains or long-term wealth accumulation, having a clear plan can help reduce risk and improve your chances of success. Strategies can vary from conservative approaches, like investing in government bonds, to riskier ones like stocks or cryptocurrencies.
Finding the right investment strategy involves understanding your financial situation, risk tolerance, and future aspirations. A good strategy aligns with your goals, helping you stay focused during both market ups and downs. It’s important to regularly review and adjust your strategy as life changes or financial goals evolve. Seeking professional advice can also make it easier to navigate investment options, ensuring that you’re making informed decisions tailored to your needs. With the right approach, what may seem complicated at first can become much clearer.
Positive gearing is when your total rental income is MORE than the cost of owning and managing the investment property (loan repayments, interest, maintenance, management fees, etc). To put it simply, your property props up finance.
Negative gearing is the opposite. It’s when your total rental income is LESS than the cost of owning and managing the investment property, leaving you to make up the difference in payments.
Positive gearing allows you to have an increased income and generally won’t put you out of pocket. However, you will be taxed on any additional cash from your investment.
With negative gearing you can claim tax deductions on expenses related to owning your investment property. The capital growth on the property will also eventually outweigh the expenses as the property grows in value overtime.
Like the names suggest, there are pros and cons for both situations, so it’s important to get the right advice on which one is better suited to you.
Contact us and tell us more about your plans and your goals.
It all starts with taking about one minute to answer a few simple questions. When you’re done, we’ll meet to talk about your goals, opportunities and next steps, in person or online.
We’ll help you understand your options and get you pre-approved.
Once we know what you need, we’ll research 60 banks and lenders to provide you with loan recommendations suited to your needs.
We’ll do the paperwork and package, sign and lodge your documents.
Found your lender. We’ll do the paperwork and package, sign and lodge your documents to get you primed and ready for pre-approval.
We’ll let you know your borrowing power and get you pre-approved.
If your pre-approval gets the tick, your borrowing power will be revealed. This amount is valid for three months and gives you a clear idea of what you can spend. Let the house hunting begin!
We’ll keep an eye on your application.
We’ll keep an eye on your application to ensure it all runs smoothly. We’ll be in touch with your lender to make sure everything is on track.
We’ll keep track of your application to ensure it all runs smoothly.
After all the ups and downs of the home buying hunt, you’ve found a home and made an offer. While you pop the champagne, we’ll keep track of your application to ensure it all runs smoothly.
Get excited, it’s time for settlement.
Get excited, it’s time for settlement. Sit back and enjoy the moment, we’ll let you know when everything is finalised and your lender has released the funds.
Our engagement doesn’t end at settlement. We’ll be here to help you .
Our engagement doesn’t end at settlement. We’ll be here to help you with any questions you have, and to provide ongoing support and advice for your next investment or business.
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We have a team of skilled Morgage Brokers in the industry.
Working to get you the great deal and make your goals a reality.
Check out our range of financial calculators below. Please contact us for more information and discuss your options tailored to your personal circumstances.
Click here to use online loan calculator to find out how much you can borrow.
Calculate your monthly loan repayments to see how much you need to plan for.
Calculate how much stamp duty you will need to pay on your property purchase.
Calculate how much you could save on your home loan by using an offset account.
Compare different home loans to find the right one for you.
Calculate how much you could save on your home loan by making extra repayments every month.
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