We at Cash Capital specialise in delivering assistance to individuals regarding control over their retirement savings by investing in commercial property using their SMSF (Self-Managed Super Fund). If you want to own a commercial property loan under your SMSF, our professional team is fully ready to guide your strategy to deal with compliance, clarity, and confidence. We personalise SMSF Commercial Property Loan solutions to your financial conditions, objectives, and wealth goals that help you earn the most profit out of your super and investment potential.
If your SMSF needs a commercial property loan Oakleigh, Cash Capital can ensure the best for you. Unveiling what to expect from us:
SMSF Loan Experts
Cash Capital specialises in SMSF lending and even offers guidance for legal structures, compliance, and LRBAs, from start to end.
Flexible Lending Options
Flexible financial solution designed to comply with SMSF – perfect for business officials, investors, and ABN structures.
Competitive Interest Rates
At Cash Capital, we allow you to connect with a specialist lender who offers tailored SMSF loan rates of interest only that can fit into your fund’s liquidity and long-term investment goals.
End-to-End SMSF Loan Support
From documentation to approval, our team handles the whole process and coordinates with your legal adviser, auditor, accountant, and planner.
Compliance-First Approach
We also make sure your SMSF loan aligns with all rules of the ATO and superannuation, helping to minimise audit risk and legal issues.
Fast Turnaround Times
Our quick and efficient processes will help you secure an SMSF commercial property loan easily while keeping everything compliant, lowering the risks of hefty penalties.
Tailored Guidance
We structure tailored plans for your SMSF, whether you’re buying, refinancing, or leasing back to your business.
Using an SMSF commercial loan, you are allowed to buy:
Purchasing your business property using an SMSF commercial loan can be a smart move – transferring rental income to your super fund while making your business stable.
Yes, an SMSF (self-managed super fund) can easily take a loan through a Limited Recourse Borrowing Arrangement (LRBA) to purchase an investment property for business while aligning to ATO and super rules.
No! You cannot use SMSF commercial property for personal use, but your SMSF can lease the property to your business at fair terms and conditions. This means market rate and ATO-approval release agreements must apply.
Most lenders want your SMSF to contribute at least 20-30% of the corporate property’s purchase price as a deposit to ensure that the funds have enough equity and risk-taking potential.
Yes, lenders often look for an active ABN for the SMSF. Many may accept even a new or limited ABN based on fund contributions, compliance, and strategy.
SMSF lending is operated by ACL regulations (Australian Credit License laws), ensuring safe lending, alignment, and consumer protection with SMSF compliance rules established by the ATO and ASIC.
Securing an SMSF commercial property loan is not an easy task, but we ease the process. Unveiling how we do it:
First, we analyse your SMSF setup to ensure it meets your property investment purposes according to ATO regulations and fund objectives.
We comply with your self managed super fund SMSF with the best commercial loan options that suit your cash flow, repayment references, and lender’s terms.
From the settlement application, we coordinate with professionals to streamline paperwork and manage every step for SMSF borrowers.
At Cash Capital, we help with compliance with SMSF loans, property purchase, and trust plans with the ATO and superannuation rules.
Planning to rent your property to your business? Our team works hard to structure it legally and on fair terms.
Our professionals can also assist you in determining your long-term returns, exit plans, and capital growth to solidify your super investment strategy.
Full guidance is provided for ACL (Australian Credit License) for transparency, compliance, and right SMSF borrowing.
Cash Capital doesn’t only offer loans but also offers ongoing support, direction, and guidance. Whether you want an SMSF commercial property loan or a home loan, we help you connect with multiple lenders with various loan options. Keep your SMSF compliant with us. Call us now to get the quote!
Check out our range of financial calculators below. Please contact us for more information and discuss your options tailored to your personal circumstances.
Click here to use online loan calculator to find out how much you can borrow.
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