Professional SMSF Loan Broker — Because Your Super Should Be Working, Not Waiting

At Cash Capital, our team of SMSF loan brokers and mortgage brokershelp people use their super (superannuation) to buy residential property. This is done through a Self-Managed Super Fund, also called an SMSF. But getting a loan through your SMSF is not easy. It has special rules and needs the right structure.

That’s where we come in. We are a team of experienced loan experts who help you understand, apply for, and settle your SMSF loan structure— from start to finish of the whole process. We make the complicated process and your financial situation simple and better.

SMSF Loan Experts — Not Just Any Broker

Most brokers don’t know much about SMSF investment loans. These loans have strict rules. If they’re not done right, your fund could get in trouble. At Cash Capital, we focus on SMSF structure every day. That means we know all about it and some of them are listed below:

Which banks still offer SMSF home loans
What the ATO (Australian Tax Office) expects
How to follow all the super rules
How to set things up correctly
What documents are needed

We know that small mistakes can be a really big headache in the future, and that’s why we help you avoid costly mistakes that can happen when you don’t get the right help.

Every SMSF loan journey begins with a free, no-obligation consultation. Assess your borrowing capacity with us.

Why Use an SMSF Loans Broker Instead of a Bank?

There are so many banks no longer offer SMSF loans. And then again, the ones that do may:

Have very strict rules
Ask for lots of documents
Offer bad interest rates or conditions
Not explain things clearly

Also, bank staff usually does not know all the details about managed superannuation fund SMSF loans. That can lead to rejected applications or delays.When you use Cash Capital, our lenders offering:

We compare loans from many lenders
We help you choose the best loan
We explain everything in plain language
We make sure your loan follows all rules

So, basically when you have us by your side; you have nothing to worry about. We will take care of everything and you can relax.

Easy FAQs About SMSF Loans

What is an SMSF loan broker?

An SMSF loan broker is a person who helps people in borrowing money through their self-managed super fund. They understand the rules and can find the right loan for your fund.

Can I use my super to buy a house?

Yes, you can use but if you are buying a property with your SMSF, it has to be only for investment and not for personal use. The house must be rented out to people you don’t know.

Do I need a special type of SMSF to get a loan?

Of course not! All you need is a regular SMSF that’s set up correctly. Most lenders prefer if it has a company (corporate) trustee, not just individuals.

What happens if I sell the property?

In case you have paid off for your property, it totally belongs to the SMSF. The money from the sale stays in your super fund. So, you can do anything you like.

How does Cash Capital help me?

We guide you step-by-step, help you avoid mistakes, find the right loan, and handle the hard stuff. Our goal is to make your SMSF property purchase easy.

Our Simple 5-Step SMSF Loan Process

We’ve helped many SMSF trustees just like you and we know all about it. That’s why we made a clear 5-step plan to make the process smooth and easy:

Step 1: Pre-Check (It’s Free)

We look at your SMSF and finances to see if you’re ready for a loan. We tell you what you can borrow money and what to fix if needed.

Step 2: Loan Plan

We show you how to set up your SMSF loan the right way, with all the needed parts like the bare trust and correct names on documents.

Step 3: Compare Loans

We search different lenders and pick the best one for you — with good rates, fair rules, and SMSF experience.

Step 4: Apply

We handle the paperwork, deal with the lender, and keep you updated. We also talk to your accountant and solicitor to keep everything on track.

Step 5: Loan Approved & Settled

We make sure the loan settles properly. After that, we’re still here to help with any future questions or changes about your investment property.

Abbas Khorakiwala

Priyank Dubey

Naitik Shah

Mary Joy

Dwight Cruz

Fast, Free SMSF Loan Check

Not sure if you can get a loan with your SMSF? We offer a free check-up to help you know:

There’s no cost and no pressure. Just clear, honest advice.

We Help You With the Hard Stuff

Banks won’t always tell you everything. And if something goes wrong, they may not help much. At Cash Capital, we help with:

We take care of the details so you can focus on your investment.

Work With SMSF Loan Experts Who Make Things Simple

Want to ask questions or get started? Book a free chat with one of our SMSF loan brokers. We’ll answer your questions and help you figure out your next steps- no matter what your doubt is- about limited recourse borrowing arrangement LRBA or managed super fund SMSF.

Buying a property with your super doesn’t have to be hard. At Cash Capital, we take care of everything — planning, paperwork, and support — so you feel confident and in control. So, if you are also thinking about getting a property, you know where you need to come- reach out today!

Range of financial calculators

Check out our range of financial calculators below. Please contact us for more information and discuss your options tailored to your personal circumstances.