Refinancing your home loan can help you save money and reduce your repayments. We can help you find the right loan for your needs.
Changes in life, such as shifts in interest rates, financial circumstances, or personal goals, may signal the need to reassess your home loan. Refinancing offers an opportunity to reduce costs, shorten your mortgage term, or secure a more favorable deal. You don’t have to navigate the process alone—by working with a broker who prioritizes your needs and handles the details, refinancing becomes simpler and more manageable.
We’ll break down the details, working with more than 60 banks and lenders to help find the loan that fits your needs.
Interest rates can fluctuate over time. Is your current rate still competitive? If you have a variable loan or a fixed-rate loan that is nearing expiration, you might have the opportunity to negotiate a better deal or switch to a lender offering a lower rate.
Home loans aren’t all the same—each comes with different features and benefits. Moving to a loan that allows extra repayments, offers an offset account, or has redraw options could help you save in the long run. On the other hand, if you’re not using these features, simplifying your loan to a basic option could reduce your fees.
If you have multiple debts—like personal loans, car loans, or credit cards—you could consolidate them into your home loan. This approach simplifies your payments into one and may lower your overall interest costs. Evaluating factors such as fees and repayments helps determine if this option fits your financial situation.
If you’re planning a home renovation, car upgrade, or any other project, refinancing could give you access to additional funds. By using the equity you’ve built in your property, you might be able to secure financing to support your plans.
Connect with us to outline your refinancing objectives.
Begin by answering a few short questions about your current loan and financial goals. We’ll then arrange a consultation—online or in person—to discuss refinancing opportunities and assess potential benefits.
We’ll evaluate your existing loan and explore better alternatives.
Our team will assess your current mortgage terms, repayment structure, and financial profile. We’ll then compare multiple lenders to identify options that reduce your interest rate or improve your repayment flexibility.
We’ll prepare and submit your refinancing application.
Once a suitable lender is selected, we’ll compile and lodge all necessary documentation on your behalf. We ensure all paperwork is completed accurately and submitted promptly for pre-approval.
We coordinate loan approval and old loan discharge.
Following pre-approval, we manage communications with your new and existing lenders to finalise approval and arrange discharge of your current loan. We ensure all processes are aligned for a seamless transition.
Your new loan is activated—no action required from you.
On settlement day, your new lender pays out the old loan and activates your refinanced mortgage. We’ll notify you once funds are disbursed and all documents are finalised.
We continue to provide guidance beyond the refinance.
Our support doesn’t end at settlement. We’re available to assist with rate reviews, loan adjustments, and any future refinancing or investment goals.
Our customers love the experience with us.
Here’s what they have to say.
We have a team of skilled Morgage Brokers in the industry.
Working to get you the great deal and make your goals a reality.
Check out our range of financial calculators below. Please contact us for more information and discuss your options tailored to your personal circumstances.
Click here to use online loan calculator to find out how much you can borrow.
Calculate your monthly loan repayments to see how much you need to plan for.
Calculate how much stamp duty you will need to pay on your property purchase.
Calculate how much you could save on your home loan by using an offset account.
Compare different home loans to find the right one for you.
Calculate how much you could save on your home loan by making extra repayments every month.
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